The International Student Medical Plan (ISMP) is a distinctive insurance plan for international students in Canada who are not eligible for health insurance coverage under the provincial government health insurance plan.
Features of the International Student Medical Plan that will make health claims easier for you:
No long waits for reimbursed expenses. Once the insurer receives your claim, it will be paid within five days.
Direct payment to hospitals, doctors and clinics. The Plan administrator, Cowan will pay approved hospital and doctor claims for you.
Referrals to hospitals, doctors and clinics. Cowan’s Preferred Provider Search Engine helps you find the care you need within your own neighbourhood.
You will receive an I.D. card. You can use the card when visiting a doctor or hospital. An I.D. card will reduce delays when you need medical attention.
You have easy access to information. Details about your coverage and how to make claims are on this site as well as in the booklet that you will receive as part of your enrollment.
A summary of the coverage brochure is available in 11 different languages.